Limitless Blog

Your credit utilization is simply how much of your available credit you use, expressed as a percentage. This number plays a big factor in your c...

Pay off debt rather than moving it around. The most effective way to improve your credit scores in this area is by paying down your revolving (cr...

New accounts will lower your average account age, which will have a larger effect on your scores if you don't have a lot of other credit informati...

One of the most well-known types of credit scores are FICO Scores, created by the Fair Isaac Corporation. FICO Scores are used by many lenders, an...

One of the best ways to reduce the possibility of a late payment and eliminate the "I forgot" excuse is to set up as many automatic payments as p...

Credit mix determines 10% of a FICO Score! FICO Scores will consider your mix of credit cards, retail accounts, installment loans, finance compa...

Have credit cards - but manage them responsibly. Having credit cards and installment loans with a good credit history will raise your FICO Score...

Thanks to the Fair Credit Reporting Act, you can get free copies of your credit reports from the three main credit bureaus—Experian, Equifax and ...

By being added as an authorized user, you’re inheriting the primary account holder’s credit habits. If the primary account holder does not make ti...

If you ever decide to cancel a card, learn about how it could impact your credit score before you make a move.

Dispute a mistake with each credit bureau that reports the error. Just because the same mistake appears on all three credit reports doesn’t mean d...

Creditors want to see you can handle both types of credit responsibly. If you’ve only had credit cards in the past, a car loan or a mortgage can i...