Limitless Blog

  • Loan Shopping✨

    When you’re ready to shop for new credit, such as a mortgage or auto loan, a good practice is to rate shop during a 14- to 45-day window, dependin...
  • Secured Credit Cards✨

    Even if you’re denied one kind of credit, that doesn’t mean you’re shut out from borrowing entirely. If your payment history, credit utilization ...
  • Ordering Your Credit Report✨

    Note that it's OK to request and check your own credit report: this won't affect a score, as long as you order your credit report directly from t...
  • Don’t Close Unused Credit Cards✨

    Keeping unused credit cards open—as long as they're not costing you money in annual fees—is a smart strategy, because closing an account may incre...
  • Dispute Inaccuracies and Exercise Patience✨

    ”Fixing" a credit score is more about fixing errors in your credit history (if they exist) and then following the guidelines above to maintain con...
  • FACTA Law✨

    Why do we Dispute debt that is Ours? Why not just pay it? It’s Faster.   Let me drop some knowledge real quick. Its called the FACTA Law ( F...
  • Average FICO Score✨

    An extremely low credit score, which suggests a history of poor debt management, may cause creditors to decide against lending you money, leasi...
  • TIP OF THE DAY: Boost your credit score by paying your rent with a bank account✨

    If you pay rent you can boost your credit score. Book your consultation and ask me how! Openings this week as early as Tuesday 6:30pm. #LCCLLC✨
  • TIP OF THE DAY: Be Careful Paying Off Old Debts✨

  • Tip of the day!✨

  • Get on track!✨

    It’s never too late to get on track! Stop procrastinating and get your credit in order today. Visit our website for services & booking! #LCC...
  • Pay attention to your reporting date!✨

    The reporting date is the date the credit card company reports your balance to the three major credit-reporting agencies: Experian, Equif...